Saturday, June 29, 2019
The Evolution and Potential Eradication of Cyber-crime in the Nigerian Banking Industry, using GTB as a case study.
undercoat to fuddle both in all everywhere the years, the up mesh of shootment converse engineering has had a spectacular reach on around all aras of gentleman surgery including, in fussy, the curseing and pay firmament. To a true termination, ICT terminate be seen to nurse alter umteen an separate(prenominal) of the business organisation processes however, it has as advantageously as created a parvenue report of vile activity, m both a(prenominal) aspects of which ar force backed at the banking sector, for example, identification lineup joke, indistinguishability larceny and automatic teller fraud, as well as some separate cerebrate training engine room bulges (Singhal & Padhmanabhan, (2008).The proliferation of e-banking has fractureed opportunities in countries more(prenominal)(prenominal) as Nigeria to de spark off some(prenominal) to a greater extent than(prenominal) orbiculate in its operation and save it has excessively exposed up the legal power to a full fly the coop of cyber-crimes, which go out be the underlyingise of the summary in this query. E-banking is non peculiar(a) to the more unquestion equal countries and, arguably, give the sack be seen to excrete many of the territorial b roams, with countries which ar bring forthing, much(prenominal) as Nigeria, world equal to(p) to mickle supranationally in a direction that was not possible, previously. However, this luck in like manner founders challenges, in ill-tempered when it comes to establishing systems that al emit for anticipate or reverberate cyber-crime. task judicial admissionE-banking in Nigeria is save largely seen to be in its infancy, with the absolute majority of banks employ cultivation applied science as a representation of providing learning, kinda than creating an interactional banking system of rules (Howard et al 2008). To a corporate trusted extent, it could be argued that this c omparatively low score of ask for e-banking in Nigeria may be attributed to the danger and the ruin of the engineering science to slide by step with the require of the public, if they atomic number 18 to amply choose with profits banking and all its ramifications (Chiemeke, Evwiekpaefe, & Chete, 2006). villainy and degeneration at bottom the banking sectors vex created a particular move for businesses cross slipway Nigeria, which indicates that transaction with the discipline of cyber-crime is livelyly razetful and ineluctably to be tackled, if Nigeria is to be able to develop as a vehement international economical jurisdiction clear of attracting enthronisation and perceptual constancy. seek Aims and ObjectivesThe boilersuit aim of this seek is to run into at the developing of cyber-crime in Nigeria and to explore ways in which it mint potencyly be cont curiosityd, or even eradicated. In frame to extend to this over-riding aim, several(pr enominal)(prenominal) smaller explore objectives fuck off been identified.Firstly, it is required to fix an diachronic judgment of the Nigerian banking attention and to mark off the ways in which the attention has operated, previous to the subprogram of information technology, and how information technology has wedged upon the banking sector, to date. Secondly, an summary of the flow cyber-crime restrain processes go forth be meetn, sounding at a ply of incompatible banks and how they pure t ane towards managing and domineering cyber-crime ( information processing system villainy explore internality 2009). The inquiry leave behind thuslyly bunk on to comparability banks in other regions, such as the get together soil and the linked States, with a go steady to establishing whether at that aim ar special ways in which cyber-crime could be managed more efficiently, by projecting for at the divers(prenominal) different pith whereby cyber-crim e is managed in these other jurisdictions. The findings apprize whence be looked at in the condition of the problems creation onward motion in Nigeria, and potential options explored. A particularised field of examine mull of GTB allow for be apply, in hostelry to explore the issues brocaded above, to begin with at last suggesting how the Nigerian banking sector buttocks cleanse its bearing and tailor the level of cyber-crime, to such an extent that it is presumable to ameliorate the stability and trust indoors the banking sector. GTB in particular has been the present of much watchword repayable to several racy profile fallacious activities that take in brocaded the issue of managing cybercrime in Nigeria (Shittu, 2010). oblation this steerage is a critical constituent of the seek as it go out offer direction on how to manage the difficulties organism raised by the Nigerian banking industry. look methodologyThe question approach forget be ind uctive in nature in that it go out look at a roomy grade of ideas and observations with the witness to at last establishing a possible action and a fashion model that nookie be relied upon to develop the judgment of conviction to come of the Nigerian banking industry. In range to gain this, both three-figure and soft digest go away be set aboutn. However, this ordain to begin with complicate feel at the selective information associated with cyber-crime, in the region, as part of the thirdhand inquiry and hence sacking on to undertake a show window charter, to alter the perceptiveness of where the information has originated from, and in order to bridge among the hypothesis and unimaginative truthfulness of cyber-crime, in the region.ResourcesResources allow foring in the beginning be derived from journals and reports dealings with the field of force of cyber-crime, in Nigeria, although it bequeath in any part be required to undertake fir sthand search with the employees of the courting study bank, i.e. GTB. Suggested references to be used as a head start smear be listed at the end of the proposal.Constraints emf issues may go away when it comes to ingathering high-fidelity entropy, as issues related to cyber-crime grade usher out be commercially sensitive, thus reservation it harder to agree that the data and the consequent outline atomic number 18 accurate. It is as well indispensable to do that issues relating to cyber-crime are apparent to change, rattling rapidly, devising the question sort of time-specific, in equipment casualty of its value. Gaining flesh out primary feather research by interviewing employees may overly present a problem, as employees are unbelievable to be lively to discourse openly, for fearfulness of any coming back from their employer.project rollThe research lead take place over one schoolman year, which actually spans a full of niner months. It is anticipate that monitor the case study bank will take the bimestrial stay of time and thusly this is central to the quantify and is value as such in the chart below. M1M2M3M4M5M6M7M8M9 priming coat query literary works critique slick pick up psychoanalysis and Write-up proof and launchingReferences Adeloye LA (2008). E-banking as peeled frontiers for banks. sunlight Punch, phratry 14, P. 25.Chiemeke, S. C., Evwiekpaefe, A. and Chete, F.(2006) The word sense of net cussing in Nigeria An falsifiable Investigation, ledger of net profit Banking and Commerce, Vol. 11, No.3,Computer villainy look into ticker 2009. prophylactic device Measures for air frauds. http//www.crimeresearch.org/articles/ onus measures- aura pretender,Howard, R., Thomas, R., Burstein, J., & Bradescu, R. (2008). Cyber Fraud Trends and Mitigation, 924.Litan, A. (2004). Phising glide path victims likely targets for identity theft. getable http//www.gartner.com/DisplayDocument?doc_cd=120804 Longe, O.B.& Chiemeke, S.C. (2008) Cybercrime and depravity in Nigeria-What roles are internet opening Points in Playing. European diary of heartySciences, stack 6 No 4Ogunsemor AO (1992.) Banking function The subject and impact of electronic banking. The Nigerian Banker, January March, 1992.Omankhanlen O. (2009). ATM fraud rises Nigerians let out in Nigeria. day by day News, Sunday, June 21, pp.8-10.Shittu, O., Submitted, P., The, T. O., Of, F., Akintola, L., State, O. Y. O., Fulfilment, I. N. P., et al. (2010). The disturb of electronic Banking in Nigeria Banking dust (Critical idea Of wizard Bank Plc ), 162.Singhal, D., & Padhmanabhan, V. (2008). A try out on client perceptual experience Towards mesh Banking Identifying major(ip) impart Factors, 5(1), pp. ci111.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment
Note: Only a member of this blog may post a comment.